Campaign Guidance - Belgium - Proximus Compliance Requirements

Belgium - Proximus Compliance Requirements

This compliance matrix will help you meet the expectations of Proximus on behalf of their customers. Payment flows that deviate from these rules are not allowed, unless specifically agreed by Empello who will examine the potential consumer impact of the revised flow.

Proximus is issuing the following checklist to Empello for their severity assessment when they encounter compliance issues. This is an interim checklist. Proximus reserves the right to change or add items at any time.
This Matrix is an additional set of rules to the GOF Guidelines for DCB and PSMS services. The GOF Guidelines always take precedence over this Matrix, also in the event of any inconsistency and/or incompleteness.

Breach severity assessment - Marketing flows and service operation

Issue Severity
Adult service promoted in non-adult site
Media that regularly carries promotions (banners, links, postings) to commercial (not free) adult services may be used for adult Value Added Services (VAS) so long as the whole journey from the publisher site to the Value Added Service (VAS) is not misleading. Examples of misleading include postings saying "free", "hook up tonight" "I'm just 2km from you" - the original link and the subsequent journey must relate to a paid-for adult Video On Demand (VOD) service.

A banner marked 16+ is not acceptable for an 18+ service.
Red
“Passing off” by using big brand logos etc.
Red if brand is associated with a lie (i.e. Google and a pre-lander stating 27 viruses discovered).
Yellow if the merchant is using a retailer’s brand without permission for a sweepstake for a voucher from the retailer.
Yellow or Red
Misleading service operation – “click training”
Prepayment pages served that look like payment pages, to desensitise the consumer of the nature of the payment pages.
Yellow
Being on content locking site – “incentivized traffic”
Content lockers offer a product in return for subscribing to a VAS service. The original offer is never delivered. Content lockers are always misleading.
Red if the offer is illegal e.g. PayPal hack offer.
Yellow if not an illegal offer e.g. Pokemon Go coins.
Yellow or Red
Iframe masking / overlay. Code stuffing.
Illegal techniques to cause consumers to be subscribed without ever having pressed compliant payment buttons. The most severe example of charging without consent.
Red
Price not proximate to Call To Action (CTA)
Until the launch of Proximus-hosted payment pages, other parties control the layout of these pages. The price needs to be close to the Call to Action (CTA) button – immediately above or below, the price must be stand-alone, clearly separated from the other terms and conditions and visible without scrolling.
Yellow
Price not prominent
The price must be displayed in an easily-legible font size and a high colour contrast against the background.
Red
Compliance with EU Consumer Contract Regulations
The CTA must be labelled with words that state an “unambiguous obligation to pay” i.e. Buy Now, Subscribe Now and NOT Next or Continue. ‘I subscribe’, ‘I accept’ or ‘I confirm’ can also be used. In case of a one-off payment where a subscription is not in order, alternative wording such as ‘Bestel nu’ and ‘Koop nu’or ‘Betalen’ are allowed. It still should be unambiguously clear that a payment is in order.
Yellow
Price incorrect / charge different from the promotion
The service actually charges more than the promotion states. Apart from the obvious overcharging, this includes a service that states €3.99 per week, but in particular circumstances can have more than one €3.99 charge in any one 7 day period.

The price of subscription for DCB should be a maximum of €5 per week.
The price for PSMS should have a maximum of €6 per week.
Yellow
Colour CTA button
The colour of the first and second CTA button should be different colours. Contrast Ratio is determined by WCAG 2.0 guidelines - http://www.w3.org/TR/WCAG20/ and tested using typical online tools such as http://www.msfw.com/Services/ContrastRatioCalculator across a two step payment process, the two buttons must be a different colour to each other with a minimum contrast ratio of 2:1.
Yellow
Compliance test Empello
All services should be tested and approved by Empello. When the layout of the payment pages are being modified over time, it has to be approved by Empello as well.
Yellow
Charging without consent
This includes any service where there is inadequate evidence that the consumer did opt-in to a service.
Red
Not following subscription, receipts and reminder rules
Includes the proper functioning of the STOP command, which must take immediate effect under all circumstances.
Red
Promoting in media that is particularly attractive to kids
Merchants who evidently have no process in place to deal with Google AdWords filter failures will be Red Carded and expected to adopt best practice techniques to reduce the risk of being promoted in a kids app.
Yellow or Red
Missing merchant name and / or contact details from the payment page.
Complete Terms and Conditions may be displayed, or a link to a separate page.
Yellow
No dedicated short code for marketing and STOP
Each aggregator must have at least one short code dedicated to all marketing SMS. Larger merchants are strongly encouraged to have their own marketing short code.
The STOP destination short code must be the marketing short code.
Yellow
Some generic banners misleading
Generic affiliate banners, such as “Play / download” are not deemed misleading. However, these generic banners must not make a misleading claim, such as “free”.
Yellow
Use of language appropriate to Belgium
Best practice is to serve pages in English, Dutch or French according to the phone settings. If not followed, a language selection option is required on the landing page. It is not acceptable for the language to change in the pages controlled by the Content Provider.

The content of the service is allowed to be in either French, Dutch (preferable) or English (or any European language). Payment pages and other links on the landing pages are required to have a language selection option between French and Dutch. In case of content that is only offered in one language there needs to be a disclaimer on the landing pages stating that the content is in another language.
Yellow
PSMS Flows
Price prominence/proximity as per current DCB rules on each payment page. Shortcode received should be the same as the shortcode to stop.
The keyword on a dedicated shortcode should always be GO, START or OK (As described in the GOF Guidelines of SMS/MSS).

MO - Manual SMS entry:
Keyword in activation SMS must include the word ‘subscribe’. Pricing in the same area/graphical box as the CTA.

MO - Pre-populated
Activation SMS must include subscribe and price: ‘I agree to subscribe to Service X for €X per week.
Yellow
Single Purchase Flows
Price prominence/proximity as per current DCB rules on each payment page (as PSMS flows). Short code received should be the same as the short code to stop.
The keyword on a dedicated short code should always be GO, START or OK.
Yellow
24 Hour free trial period
All services (current and new services) on the Proximus network should have a 24 hour free trial period. This should be implemented and checked by Empello. Users can only subscribe once for the 24 hour free trial period. When an end user unsubscribes and subscribes again, the user is charged directly. The correct subscription confirmation message can be found below in English, French and Dutch.
For new users, the second 24 hour trial SMS can be used. For current users the first SMS can be used.
Yellow
Subscription Confirmation Message
  • First SMS (sent after the user triggers the subscription):
NL - Gratis bericht van DDDD: u bent ingeschreven voor de Dienst van NNNN aan xx euro/PPP. 24H GRATIS. Om te stoppen: stuur SSSS of bel 0X/XXX XX XX
FR - Message gratuit de DDD: vous êtes abonné à un Service de NNNN à xx euros/PPP. 24H GRATUIT. Pour y mettre fin: respondre SSSS ou appelez le 0X/XXX XX XX
EN - Free message from DDDD: you are subscribed to the Service of NNNN at xx euro/PPP. 24H FREE. To unsubscribe: send SSSS or call 0X/XXX XX XX

  • Second SMS (sent after the 24 hour free trial):
NL - 24H gratis periode is verlopen. Er is XEUR/week gefactureerd en uw toegang tot SERVICE NAME is verlengd. Automatische vernieuwing. Stoppen? Stuur STOP
FR - 24H gratuites ont expiré. Vous êtes facturé XEUR/semaine et l’accès à SERVICE NAME a été prolongé. Renouvellement automatique. Pour arrêter, envoyer STOP
EN - 24h free period expired. You have now been charged XEUR/week and the access to the SERVICE NAME has been prolonged. Auto-renewal. To stop, send STOP

  • Third SMS - monthly message:
NL - Gratis bericht van DDDD: u bent ingeschreven voor de Dienst van NNNN aan xx euro/PPP. Om te stoppen: stuur SSSS of bel 0X/XXX XX XX
FR - Message gratuit de DDD: vous êtes abonné à un Service de NNNN à xx euros/PPP. Pour y mettre fin: respondre SSSS ou appelez le 0X/XXX XX XX
EN - Free message from DDDD: you are subscribed to the Service of NNNN at xx euro/PPP. To unsubscribe: send SSSS or call 0X/XXX XX XX
Yellow (if not complied with standard)
For one time billing, the message should state the following:
EN - Free SMS: You have payed {price} euro for {service_name}.
FR – SMS gratuit: Vous avez payé {price} euro pour {service_name}.
NL – Gratis SMS: U hebt {price} euro betaald voor {service_name).
Yellow (if not complied with standard)